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History

Techcombank was established in 1993, amid the backdrop of a nascent transition from central planning to a more market-oriented economy.  Back then, Vietnam undertook and witnessed comprehensive changes in economic development, unleashing an explosive level of growth that doubled the GDP expansion of the previous decade.
 
This macro-economic expansion was the first step towards a more significant shift in the local need for capital as well as the global appetite for investment opportunities in Vietnam, and the nation saw a fresh influx of foreign direct investment as well as the liberalization of the private sector.
 
From modest beginnings in 1993 with charter capital of a mere VND20 billion, we have grown to become the third largest bank in terms of chartered capital in Vietnam. Our success is rooted from the strategy of focusing on the customers and meeting their evolving needs. Today, we provide a broad range of products and services to more than 6 million retail and corporate customers in Vietnam through our extensive network of 1 head office, 2 representative offices and 314 transaction offices across 45 cities and provinces nationwide, satisfying not only traditional banking needs but also security and wealth management needs.  In 2018, among the nine largest joint stock banks in Vietnam, Techcombank led in terms of non-interest income ratio, cost-to-income ratio, return on assets, and total operating income per employee.

For Techcombank, as we lay out our vision for the future, success will be measured not only at the end of our transformation, but also by the milestones we achieve along the way.  In 2018, we achieved a very important milestone, as the bank completed the largest banking IPO in the history of Vietnam and began listing its shares on the Ho Chi Minh City Stock Exchange. The investment from our valued international strategic shareholders has solidified our strong position, and we are thankful to them for their partnership and support as we march toward a brighter and greater future.
 
And we will continue to innovate to meet our customers’ needs.  Whether it is our retail or corporate customers, being served by our Personal Financial Services division, Business Banking division, or Wholesale Banking division, our aim is to be the “one-stop shop” for financial solutions.
 
At Techcombank, our vision and our mission are to become the No. 1 bank in Vietnam, catering to the everyday needs of the Vietnamese people and helping them grow to achieve their own financial dreams.
 
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