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Comparison of Term Deposit products

Item Online Ordinary Deposit Online Deposit with prepaid interest Online Phat Loc Deposit Super Kid Deposit Tai tam Savings Deposit
Transaction Channel Online Counter
Currency VND
Minimum deposit VND 1,000,000 VND 200,000
Term 1 to 3 weeks and from 1 to 36 months From 1 to 36 months  From 1 to 3 weeks and from 1 to 36 months  From 1 to 15 years (rounded up to one full year) From 3 to 35 months; or on an annual basis: from 3 to 10 years)
Interest rate Flat during the deposit term Variable according to Techcombank’s regulation from time to time
Premature settlement Allowed at call interest rate Allowed at call interest rate.
The prepaid interest is deducted from the principal.
Allowed at 0% interest rate Allowed at call interest rate